It can be tough to purchase items a person needs with high-risk credit. Going beyond the scope of poor or bad credit, high-risk credit includes serious events such as bankruptcy, foreclosure, and car repossession. Obtaining auto loans with high-risk credit in St. Charles can be next to impossible when there is already a car repossession on a credit report. Here at 5 Star Auto Plaza, we understand that sometimes bad things happen to good people. We are dedicated to getting all of our clients in the vehicle of their choice, regardless of credit history.

We are a Buy Here Pay Here dealership, so this allows us to act as both the car dealer and the financier when it comes to the car loans. While large financial corporations swiftly deny those with low credit scores and high-risk credit, we take a deeper look and give it our personal touch. There are many factors to take into account beyond the credit score. Our credit application is simple and easy to fill out, with results in less than five minutes.

We are also experts in events such as bankruptcy. In fact, many local attorneys send us their clients because of our long history with approving clients with bankruptcies. Clients with both discharged and undischarged Chapter 7 and Chapter 13 bankruptcies may be eligible for a loan through one of our knowledgeable salespeople.

Visit our West Clay Street location here in St. Charles, or give a friendly staff member a call at (636)940-7600. Auto loans with high-risk credit in St. Charles shouldn’t be an impossible mountain to climb. Here at 5 Star Auto Plaza, our motto is, “we build clients for life.”