Auto Loans With Bad Credit in St. Peters

First Time Auto Loans in O'Fallon / St. Charles County

It can be exceedingly tough to secure an auto loan with bad credit, especially if problems go beyond a credit score. “Black marks” such as bankruptcy, repossession, and foreclosure can really wreak havoc on a person’s credit score, and can make it almost impossible to buy a car. Here at 5 Star Auto Plaza, we believe that sometimes bad things happen to good people. For this reason, we are willing to give everyone a second chance on credit, and extend auto loans with bad credit in St. Peters not just to qualified buyers, but to everyone.

As a Buy Here Pay Here dealership, we are fairly unique in the fact that we do not depend on any outside sources for any of our decision-making. Other car dealerships send out their loan applications. Firstly, it can take days to process, and often the application comes back with a denial, based on the credit score and other life events. Here at 5 Star, we cut out the middleman, and sit down with each client individually to discuss financing options. After the credit application is filled out, results are procured in less than five minutes. We can get clients in a car and driving off of the lot in the same day.

We work closely with credit problems of all kinds – both Chapter 7 and Chapter 13 bankruptcies, foreclosures, credit card debt, unpaid medical bills, and even repossession. In fact, many local bankruptcy attorneys send us their clients because of our sterling reputation for getting all of our customers in a vehicle of their choice.

We invite everyone to come down and see our large inventory of cars, trucks, and SUVs. To learn more about auto loans with bad credit in St. Peters, stop by 5 Star Auto Plaza, or give us a call at (636)940-7600. We want to build clients for life.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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