Bad credit often inhibits people from following their dreams. When it is time to buy a house or car, sometimes unfortunate mistakes from the past can come back to haunt potential buyers. This can make auto loans with bad credit in St. Charles next to impossible, with large financial companies denying loans based on credit score alone. Here at 5 Star Auto Plaza we believe in people, and know that sometimes unfortunate things happen. We want to see everyone approved for an automobile, regardless of their credit history.

Bad credit can be caused by many things – bankruptcy, divorce, and foreclosure, among others. Our professional staff is well versed in processing loans with these unfortunate life events, and they are dedicated to getting clients approved. Even clients with discharged or undischarged Chapter 7 or Chapter 13 bankruptcies are eligible for car loans with 5 Star Auto Plaza.

We are a Buy Here Pay Here dealership, so we do not depend on large financial institutions for our financing choices. Potential buyers can fill out our simple and easy credit application, with results in less than five minutes. By cutting out the middleman, we give our clients a personal touch.

We also pay top dollar for any trade-in vehicle that clients bring in. A trade-in is an excellent idea for those on a tight budget, as it can significantly reduce the down payment required, or monthly payment.

Visit our West Clay Street showroom in St. Charles, or give 5 Star Auto Plaza a call at (636)940-7600 to speak with a friendly staff member. Auto loans with bad credit in St. Charles should be possible for everyone. Here at 5 Star, we want to build clients for life.