A repossession is not only incredibly damaging to one’s credit report, it can also make auto loans after repossession in St. Charles a near impossibility. Many car dealerships and finance companies are willing to overlook life events such as foreclosure, credit card default, and unpaid medical bills, but trying to secure a loan with a car repossession on record is more than tricky. Here at 5 Star Auto Plaza, we are dedicated to seeing everyone approved, regardless of their credit score. We want to build clients for life, and that includes giving people a second chance after unfortunate events.

As a Buy Here Pay Here dealership, we have the unique opportunity to give our clients a personal touch. Acting as both car dealer and financier, we do more than look at the number on a credit report, and swiftly deny the loan application. We understand that sometimes bad times fall on good people.

By cutting out the middleman, we have a lot more leeway with loan approvals. Our application is simple and easy to fill out, and results can be garnered in five minutes or less.

We are also well-versed in other types of financial problems that may wreak havoc on credit, such as divorce, foreclosure, and bankruptcy. Our clients are still eligible for loan approvals with either discharged or undischarged Chapter 7 or Chapter 13 bankruptcies.

We invite all clients to visit our West Clay Street showroom here in St. Charles, or give an experienced and friendly salesperson a call at (636)940-7600. Here at 5 Star Auto Plaza, we don’t want auto loans after repossession in St. Charles to be an impossibility, we want it to be a reality.