Auto Loans after Bankruptcy in St. Louis / St. Louis County

October 16, 2015  

Filing for Chapter 7 or Chapter 13 bankruptcy can be a devastating decision and a frustrating process. Then, your car breaks down. What more can happen, right? In spite of your financial issues, there are options for auto loans after bankruptcy in St. Louis / St. Louis County to secure affordable and dependable transportation. Many dealers are even eager to extend credit to subprime candidates.

Auto Loans after Bankruptcy in St. Louis / St. Louis County

Before beginning your pre-owned vehicle search it is important to know where you will stand with the dealership. Obtain a copy of your credit report and credit score online and examine it for errors. If you locate any, address those right away. Correcting mistakes can raise your score significantly, although it may take a little time.

Gather as much of a down payment as you can, as lenders will view your situation more favorably if you have more funds. A bigger down payment will also guarantee lower monthly loan payments and paying less interest over the term of the financing.

Loan approval is easy and can even be completed online at your convenience. Be sure to have the necessary documentation to fill out the required information, including proofs of residence, insurance and employment.

After at least 6 months of timely loan payments, you always have the option later to refinance or trade-in and up for a newer auto and your credit is steadily improving throughout the period.

Call 5 Star Auto Plaza at (636)940-7600 today to inquire about auto loans after bankruptcy in St. Louis / St. Louis County, Missouri. We are ready to assist you in finding a great used car with reliable financing availability.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
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