Auto Financing With Poor Credit in St. Charles

Auto Financing With Poor Credit in St. Charles

Sometimes life events happen that can cause someone to have poor credit, such as bankruptcy, divorce, and foreclosure. Bad things do happen to good people, and we here at 5 Star Auto Plaza understand that. Auto financing with poor credit in St. Charles can be exceedingly tough, when many dealerships and financing companies do not want to take a chance on clients with high-risk credit. Here we are committed to getting everyone approved for a loan.

Bankruptcy can affect someone’s credit for seven years or more, and many potential car buyers are turned away before they can get a word in edgewise. Here at 5 Star Auto Plaza we welcome those with discharged or undischarged Chapter 7 and Chapter 13 bankruptcies. In fact, local bankruptcy attorneys send us their clients because of our commitment to approval.

A divorce is another life event that can negatively affect credit. We are a Buy Here Pay Here dealership, which means there is no big-corporation finance company to get approval from, Our clients select their car here, pay here, and get financing here. This lends to a much more personal experience. We know that hard times fall on good people, and we’re willing to take the risk.

We also offer top trade-in value for all potential buyers that want to trade in their old car. For those with bad credit and little equity, this can make down payments and monthly payments significantly less, lowering the burden.

We encourage potential clients of 5 Star Auto Plaza to visit our showroom location on  West Clay Street, or to give an experienced sales professional a call at (636)940-7600. Auto financing with poor credit in St. Charles can be tough, but we are committed to building clients for life, and to getting everyone approved for the vehicle of their choice.


5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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