It can come as a shock to many potential car buyers when they are refused a loan based on their credit score. Clients may be appalled, as they may have no repossessions, bankruptcies, or foreclosures on their record. How could their credit score be so low? It is a common misconception that unpaid medical bills do not affect credit. Unpaid hospital, doctor, and dentist bills can – and do – negatively affect a person’s credit. This can put many car buyers in a bind when they go to purchase or lease a vehicle. Here at 5 Star Auto Plaza, we offer auto financing with medical debt in St. Peters because we believe that everyone needs reliable transportation, regardless of credit.

Part of why we are able to do this is because we are a Buy Here Pay Here dealership. Instead of depending on outside sources for all of our financial decisions, we make all of our decisions in-house. Because we don’t depend on large corporations or conglomerates for our decision-making, we are able to extend liberal credit to those that need it most. Just come down and fill out our quick and easy credit application, for results in less than five minutes.

Clients may also worry about the cost of buying a car. Here at 5 Star Auto Plaza, we offer top dollar for every trade-in brought into the dealership, regardless of its condition. Having a trade-in can significantly lower the monthly payment or down payment on a car, truck, or SUV. Simply bring in the vehicle for a fair and reasonable estimate in minutes.

We invite all potential car buyers to come down and see our inventory of cars, trucks, and SUVs. For more information about auto financing with medical debt in St. Peters, call 5 Star Auto Plaza at (636)940-7600 or stop by the dealership. Here at 5 Star, we want to build clients for life.