Auto Financing With Medical Debt in St. Charles

Auto Financing With Medical Debt in St. Charles

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It is a common misconception that medical bills do not negatively affect credit. Unfortunately, unpaid medical bills can and will drive someone’s credit report into low scores. For someone deeply in debt, medical bills may be the last mountain they try to climb while rebuilding their credit. Trying to obtain auto financing with medical debt in St. Charles may be a shock to someone who doesn’t know unpaid medical bills have affected their credit. They may face stern declines from companies not willing to take a risk. Here at 5 Star Auto Plaza, our desire is to get everyone approved.

Sometimes mountains of medical debt and other debt can lead to bankruptcy. Even so, we want to see everyone approved for a loan. We accept clients with both discharged and uncharged Chapter 7 and Chapter 13 bankruptcies.

Part of the reason we can approve so many people with significant credit risks is because we are a Buy Here Pay Here dealership. Cutting out the middleman, we are able to be a potential car buyer’s dealership and financing company. We understand that hard times and bad things happen to good people, and instead of just seeing a number on a credit report, we see our clients face-to-face to make a decision.

Our credit application is simple and easy, and potential car buyers can fill it out online or stop by our West Clay Street location and receive results in less than five minutes. For assistance or questions about 5 Star Auto Plaza, please give us a call at (636)940-7600. We definitely do not want auto financing with medical debt in St. Charles to be so hard on our clients. Even with low credit scores and unpaid medical bills, we want to see everyone drive off the lot with a car.

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