Auto Financing With Medical Debt in St. Charles

Car Loans After Repossession in St. Peters

It is a common misconception that medical bills do not negatively affect credit. Unfortunately, unpaid medical bills can and will drive someone’s credit report into low scores. For someone deeply in debt, medical bills may be the last mountain they try to climb while rebuilding their credit. Trying to obtain auto financing with medical debt in St. Charles may be a shock to someone who doesn’t know unpaid medical bills have affected their credit. They may face stern declines from companies not willing to take a risk. Here at 5 Star Auto Plaza, our desire is to get everyone approved.

Sometimes mountains of medical debt and other debt can lead to bankruptcy. Even so, we want to see everyone approved for a loan. We accept clients with both discharged and uncharged Chapter 7 and Chapter 13 bankruptcies.

Part of the reason we can approve so many people with significant credit risks is because we are a Buy Here Pay Here dealership. Cutting out the middleman, we are able to be a potential car buyer’s dealership and financing company. We understand that hard times and bad things happen to good people, and instead of just seeing a number on a credit report, we see our clients face-to-face to make a decision.

Our credit application is simple and easy, and potential car buyers can fill it out online or stop by our West Clay Street location and receive results in less than five minutes. For assistance or questions about 5 Star Auto Plaza, please give us a call at (636)940-7600. We definitely do not want auto financing with medical debt in St. Charles to be so hard on our clients. Even with low credit scores and unpaid medical bills, we want to see everyone drive off the lot with a car.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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