It can be a tough situation when a person or family desperately needs new transportation, but no car dealership or financing company is willing to take a risk. Trying to find auto financing with high-risk credit in St. Charles can be a difficult hurdle to jump. Here at 5 Star Auto Plaza we are dedicated to getting everyone approved in a reliable vehicle, while helping them improve their credit situation.

One life event that can cause many dealerships and finance companies to balk is bankruptcy. Whether it is Chapter 7 or Chapter 13, our sales professionals are well-versed in financing people with past or open bankruptcies. In fact, many local bankruptcy lawyers refer their clients to our dealership because of our dedication to loan approval.

Divorces and other family issues can also cause a person’s credit to be high-risk. A painful divorce can affect someone’s credit as well as their bank account. We are a Buy Here, Pay Here dealership. This means we cut out the middleman, which is the finance company, so we can easily finance our customers without depending on the approval from an outside source.

We will also take any trade-in. This cuts down significantly on the down payment amount, in addition to the monthly payment. Our experienced staff can give a fair and reasonable estimate as to the trade-in value of any vehicle. Being approved for a car loan at 5 Star Auto Plaza is easy and simple, and potential car buyers can have their results in under five minutes.

We at 5 Star Auto Plaza consider ourselves the best choice for auto financing with high-risk credit in the St. Charles, Missouri area. Clients can visit our showroom and speak to a member of our staff by visiting our physical location, or can give us a call by dialing (636)940-7600. We want to build clients for life.