Auto Financing With High-Risk Credit in St. Charles

No Down Payment Auto Loan With Poor Credit in St. Charles

It can be a tough situation when a person or family desperately needs new transportation, but no car dealership or financing company is willing to take a risk. Trying to find auto financing with high-risk credit in St. Charles can be a difficult hurdle to jump. Here at 5 Star Auto Plaza we are dedicated to getting everyone approved in a reliable vehicle, while helping them improve their credit situation.

One life event that can cause many dealerships and finance companies to balk is bankruptcy. Whether it is Chapter 7 or Chapter 13, our sales professionals are well-versed in financing people with past or open bankruptcies. In fact, many local bankruptcy lawyers refer their clients to our dealership because of our dedication to loan approval.

Divorces and other family issues can also cause a person’s credit to be high-risk. A painful divorce can affect someone’s credit as well as their bank account. We are a Buy Here, Pay Here dealership. This means we cut out the middleman, which is the finance company, so we can easily finance our customers without depending on the approval from an outside source.

We will also take any trade-in. This cuts down significantly on the down payment amount, in addition to the monthly payment. Our experienced staff can give a fair and reasonable estimate as to the trade-in value of any vehicle. Being approved for a car loan at 5 Star Auto Plaza is easy and simple, and potential car buyers can have their results in under five minutes.

We at 5 Star Auto Plaza consider ourselves the best choice for auto financing with high-risk credit in the St. Charles, Missouri area. Clients can visit our showroom and speak to a member of our staff by visiting our physical location, or can give us a call by dialing (636)940-7600. We want to build clients for life.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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