After experiencing life events such as a bankruptcy or painful divorce, potential car buyers may struggle to rebuild their credit. When a newer, more reliable car is a necessity, auto financing with bad credit in St. Charles can be tough. Every hard credit inquiry on a credit report can bring a credit score down even lower.

The motto of 5 Star Auto Plaza is “we build clients for life.” We mean that wholeheartedly, and realize it also means rebuilding bad credit as well. As a Buy Here Pay Here dealership, we can personally finance auto loans so that new car owners can make their payments simply and easily through us, while driving away in a reliable and affordable automobile. Our professional staff can assist anyone through the financing process.

When bad credit includes items such as Chapter 7 and Chapter 13 bankruptcy, we see this as no problem. In fact, many local bankruptcy attorneys refer their clients to us so that we can help rebuild their credit. Our salespeople can even guide ad finance clients with open cases that require trustee approval.

For those customers interested in a trade-in, we pay top dollar for every car traded in. A trade-in is an excellent way to get monthly payments even lower, in addition to lowering down payments.

Our experienced staff at 5 Star Auto Plaza can help those with bad or poor credit through every step of the car buying process. Auto financing with bad credit in St. Charles need not be a hassle. We want to see everyone approved an in the vehicle of their dreams. Stop by our West Clay Street office or call (636)940-7600 to speak with someone today.