It can be a real shame when good people with less-than-stellar credit are denied for auto loans over things that are simply out of their control. We believe at 5 Star Auto Plaza that sometimes unfortunate events happen, and our clients should not have to suffer after the fact. We are determined to be the best at auto financing with any credit in St. Charles.

Whether our clients have absolutely no credit history at all, or are dealing with credit problems such as bankruptcy, foreclosure, or repossession, we are here to help.

We are no stranger to approving loans for those with low or no credit scores, and actually consider ourselves experts in the realms of bankruptcy and divorce. In fact, many local bankruptcy attorneys send us their clients because they know there Is a good chance of loan approval and thus, the rebuilding of credit.

We are a Buy Here Pay Here institution, which basically means that we act as both car dealer and financier to our clients. All of our financial decisions are made in-house, and we do not rely on large, outside financial institutions. By cutting out the middleman, we give our clients a personal touch and can easily approve and process more loans.

When you fill out our quick and easy credit application, results are received in less than five minutes, guaranteed.

All potential clients are invited to visit our West Clay Street showroom, or to give an experienced, friendly salesperson a call at (636)940-7600. At 5 Star Auto Plaza, auto financing with any credit in St. Charles is one of the things that we do best, and we are committed to building our clients for life.