Auto Financing in O’Fallon

March 3, 2018

Applying for auto financing in O’Fallon is a common option when buying both new and used vehicles. There are numerous choices available for car loans, including credit unions, banks and the dealers themselves. Purchasing a used auto from a dealership, as well as financing it in the same location, have several advantages:

  • Interest rates are competitive between dealers and other lenders. You may even be able to find no down payment auto loans after divorce.
  • There are typically large inventories of a variety of vehicles at each dealership. Choosing a car that meets your travel requirements, applying for and securing a loan and driving away in your “new” auto – can be completed at a single location. You can often even make your monthly payment at the dealer, too.
  • A dealer can shop your credit profile to a variety of different lenders to get you the lowest interest rate.
  • Dealerships can negotiate loan terms, where a bank usually only offers fixed rate loans.
  • Purchasing from a dealer offers incredible flexibility in every facet of car buying and financing.

To find a trustworthy dealership, get recommendations from friends and relatives and learn from their encounters, both negative and positive. Being aware of dealers to avoid is just as valuable as knowing where to try.

For a varied selection of pre-owned SUVs, trucks, cars and mini-vans, in addition to reasonable auto financing in O’Fallon, visit the pros at 5 Star Auto Plaza or call us at (636) 940-7600. We are ready to create a memorable used car buying experience from beginning to end.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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