Securing Good Credit Auto Loans In St. Charles

December 12, 2018  


Securing Good Credit Auto Loans In St. CharlesWhile your choices for a pre-owned vehicle and a less-than-favorable credit score can sometimes be restricted, there are unlimited opportunities for individuals with a stellar credit rating. Good credit auto loans in St. Charles can be found at all dealerships, whether they sell new or used vehicles, as they are eager to get your business. A little preparation before you go will ensure that you get a great deal on a premium car. Gather a list of questions to ask your sales specialist and loan officer:

  • Tell me the lowest interest rate that I can qualify for.
  • What is the current APR or annual percentage rate? Is it static or will it change?
  • How can I lock in the interest rate? What do you need from me?
  • What is the term of the loan?
  • What kind of down payment do you expect?
  • How much will my monthly payment be – exactly?
  • What is the date for my initial loan payment? Is there a grace period?
  • Will I be penalized for pre-paying the loan?
  • Do you offer options for those with poor credit, like no down payment auto loans after divorce?
  • Please list the loan fees for me and explain what they are for. Can any of these be reduced or removed?

While this list certainly does not cover everything, it can really help you to make certain that there are no surprises involving your used car purchase.

The knowledgeable sales team at 5 Star Auto Plaza is ready to match you with a trustworthy pre-owned vehicle that meets all your transportation needs and supply affordable good credit auto loans in St. Charles. Contact us at (636) 940-7600 for additional information.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

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    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
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    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
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    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
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    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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