In House Financing & You Pay NO Sales Tax!

WE HELP GET PEOPLE
THE VEHICLE THEY DESERVE.

We do everything in our power to get you approved, regardless of credit.

Get Approved

How We Can Help

Simple & Easy Approval Process

Our simple and accessible approval process will get you into a reliable vehicle. You won’t find a better and more efficient process anywhere!

All you Need:

  • Proof Of Income
  • Valid Driver's License
  • Proof Of Residence
  • A Low Down Payment Starting at $700 (Varies based on vehicle selection & customer profile)

Even if you have a bad credit situation, we will strive to get you into the great car that you deserve. We make it easy to get you approved regardless of your credit. No matter your source of income there’s a path for your approval.

Low Payment Options

Our Payment terms are affordable, low, and easy to handle. The more money you put down can reduce the amount you pay each month. We are committed to providing you with a great car buying experience with high-quality vehicle. our aim is to back on the road in a great pre-owned vehicle regardless of credit history.

24 month 24,000 mile warranty on leases

We offer a 24 month limited warranty on every lease vehicle.

Build Your Credit

We will report your payments to the credit bureau. Let us help you improve your credit by making your on time payments.

Get Approved

We offer many ways to get you in to the used car, truck, or SUV of your choice. We offer guaranteed credit approval for all types of bad credit and also offer buy here pay here programs with approved down payment. Interest rates and terms will vary depending on finance approval. Proof of income & other bank or finance company stipulations may apply. Please contact our auto finance department at 636-940-7600 for further questions.

Amazing Flexibility

Need a bigger car or truck? As long as you've taken good care of the car, all you need to do is hand us the keys and a down payment on whatever car you want.

That's it!

Own it

Want to keep your lease? you can! We will finance the loan of residual end value so you can own it.

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We Love Our Customers!

These guys are the best. Dillion is the man. He came up to me on the lot told him what I was looking for and the rest is history. This is my second car I have bought from them. Exceptional service great people. Dillion my sale rep was awesome. You need to get a car from here, NO place is better. I guarantee you drive away in a better car than what you drove there with. Believe me. Thanks again 5 Star pickles are still great lol

Steve Crain

Was a great place

Anne Heutel

I was helped well past business hours and got to drive away with a car I love. They did everything they could to make sure I left with the car and had everything I need!

Allen Fleming

Robin was great in helping me with finding what I was looking for. She made the process easy. Would definitely recommend her.

Pete Erickson

I am very pleased with my experience at 5 star auto! I want to give a special thanks to Robin she was friendly, patient, and helpful!

Erica Williams

Just wanted to give a shout out to Rich and the 5 star crew for making my buying experience comfortable,welcoming, and stress free. If you haven’t gone to a dealership in years I recommend you come to 5 star auto plaza in St Charles first, they are here to help.

Bingie32 Maynes

My experience was everything! I walked in with little confidence thinking I would get into a vehicle let alone the vehicle of my choice! It was from the greeting to my salesman Dylan, to all of the employees at 5 star! They gave me hope and Dylan fought for me! And I’m as happy as ever about my new suv and my experience with 5star auto! Thank you again!

Destaney Williams

Colleen did such an amazing job getting us into a nice newer ride. She answered all our questions and even was patient.

Ashley Nichole

Rich took care of my deal. He definitely put in the effort! I appreciate that!

Crystal Smith

Rich was a very good salesman I will be back to buy my next truck from him he was that good

Cleavian Smith