Buy Here, Pay Here

If you have past credit problems that seem to haunt you or you are driving an old junker, you may be able to afford a newer, more reliable vehicle. Even if you have filed for bankruptcy in the past and you are worried it will keep you from the loan that you need, all you have to do is take advantage of buy here, pay here financing!

We can:

  • Provide automotive financing where a traditional lender will not.
  • Work with you no matter what your credit history might be.
  • Help you to build up a stronger credit score.
  • Simplify the overall car-buying process.

Click here for instant approval!

Act now and find out how our Buy Here Pay Here can benifit you and your faimily!

How Buy Here, Pay Here Works:

Whether you have brand-new credit, bad credit, or no credit at all, 5 Star Auto Plaza is your best option for a Buy Here, Pay Here dealership in St. Charles, Missouri and we are ready to help you with the financing that you need to upgrade your vehicle.

We want to help you to get behind the wheel of a newer vehicle that you love

Not many people can purchase a newer car with cash. Because of this, they try to borrow money using third-party lenders, including banks and credit unions.

If you have been dealing with poor credit history, these banks and credit unions might not want to take the chance on financing you. 5 Star Auto Plaza Buy Here, Pay Here cuts out the middle man and you can enjoy financing through us here at the dealership. This is one-stop shopping at its finest.

Be sure to bring information on your current address and your steady income – that’s it!

At 5 Star Auto Plaza, we always strive to offer quality vehicles for good people. We are here to help you get a newer, affordable, high-quality used car so that you can drive away happy and also rebuild your credit. Whether you are looking for a car, SUV, or a truck, you are covered, and you have the chance to enjoy these great benefits:

  • Credit History Repair: The loans are crafted to help our customers repair their credit history. This will give you more choices moving into the future as long as you are on time with your payments.
  • Easy Trade-Ins: We are willing to take on older vehicles as a trade-in so that you can supplement your down payment.
  • Convenience: 5 Star Auto Plaza is a Buy Here, Pay Here dealership, and we make it easier than ever for you to shop. Our team will help you define your budget so that you can annoy the hassles of worrying whether or not you can afford the car that you want.

Stop feeling bad about your current, less-than-perfect credit situation! Come see our team at 5 Star Auto Plaza today to take care of Buy Here, Pay Here car shopping!

We Love Our Customers!

Ken did an amazing job. He listened to what I needed and he made sure I was happy. He was honest, informational, and friendly. He made me laugh and we got something to because it was after lunch. I really appreciate him and will refer him to others give this gentleman a raise he represented your company very well

This guy was excellent at providing service it was fun today buying a car.

I had the pleasure to work with Octavia and she was the best. She got me in and out and was able to get me in a new car(which I had no luck in doing prev). Her personality is what really made me feel comfortable in my decision.

Had a great experience with Ms Robyn.

Just got my first car.

Best sales team!!! My experience tonight was great and I would definitely recommend them to anyone.i think the kicker was when the owner came out withe the sales manager and congratulated me on my new purchase. My sales men Mark was awesome and even stayed late to get the deal done. Thanks again guys and I'll see you guys again on my next purchase.

Andre was awesome he did everything he could To get me into my new car… He was friendly and great with communication.

Octavia was an exceptional car salesperson and I recommend that you talk to her about your car buying needs she’s very sweet and outgoing

Came in and got exactly what I wanted!! Robin was excellent and determined with making sure my needs were met!! Thanks so much Robin you and the 5 star team were all amazing from start to finish!!!

It was simple and easy, no pressure sales experience. Thank you to my salesman Andre Gilardi for the excellent customer service.