Know That You Have Options For Bankruptcy Auto Loans In St. Charles

April 30, 2019  

Know That You Have Options For Bankruptcy Auto Loans In St. Charles

No one wants to have financial problems, but sometimes they happen. It can be particularly frustrating if you are experiencing money woes and you need to buy a car. You may feel embarrassed to seek financing with poor credit, but you shouldn’t. Many used car dealers work with all types of buyers, including individuals with less than stellar credit histories. You have options for bankruptcy auto loans in St. Charles, no matter what your financial status.

To make the best of your situation, there are a few things you can do before you stop by a dealership. The first step is to get a copy of your credit report, this gives you your documentation from the major three credit reporting agencies, and lists your past and current debts. Look over these papers carefully to ensure their accuracy. If you find a mistake, follow the instructions provided to get them corrected. Your credit score may rise, which can benefit you when you buy a car or make another large purchase.

Saving as much money as you can for a down payment also helps you when you apply for auto loans with high-risk credit. The dealer will look upon you a little more favorably if you have more than the standard amount for a down payment and you will also pay less over the term of your loan.

For questions about bankruptcy auto loans in St. Charles or to learn about our current inventory, contact 5 Star Auto Plaza at (636) 940-7600. We will be happy to assist you in applying for a loan and driving away in a new-to-you pre-owned vehicle.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Used Cars

    Review Your DealerThey did me a great deal by working with  me on my trade in. I got into something I actually wanted and didn’t break the bank. Read More
  • St. Charles Used Cars

    Review Your Dealer5 Star Auto Plaza even won my husband over with their sales techniques. There was no high pressure tactics or belittling us. I was also impressed with all the clean cars and their selection. I would go back without hesitation. Read More
  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
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