Helpful Tips Buying With Poor Credit In St. Charles Used Cars

November 6, 2018  

 

Helpful Tips Buying With Poor Credit In St. Charles Used CarsAlthough it can be a little challenging to buy a vehicle if your credit score is low, you do have options that you may not be aware of. You can use these great used car tips buying with poor credit in St. Charles to help you find a reliable dealer, a dependable pre-owned auto, and secure an affordable loan:

  1. Before you even start looking to buy a car, get a copy of your credit score and credit report. You are entitled to one free credit report each year and there are now some companies that offer year-round credit monitoring. Examine your credit report carefully and if any information is inaccurate, take the necessary steps to correct it as soon as possible, as this does take some time.
  2. Pay off your smallest debts and wait at least six months (if possible) before car shopping to ensure that your actions have caught up to your credit report.
  3. Be realistic about financing after you have had money problems. Know that you will probably have a higher interest rate and will be required to have a bigger down payment. However, this will give you the opportunity to rebuild credit with a car loan.
  4. Figure out exactly how much vehicle you can afford.
  5. Save as much money as you can in advance for the down payment, fees, taxes, and title.
  6. A dealership that offers auto financing for those with poor credit is a great place to begin your search for a used car.

Consult the sales pros at 5 Star Auto Plaza at (636) 940-7600 for more info about our services and for additional used car tips buying with poor credit in St. Charles. As long as you research in advance, you will have the ability to find a great loan that fits in with your needs despite your credit score.

 

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • St. Charles Auto Loans

    Review Your DealerReally good people who are out to help people get in position to help themselves. Read More
  • St Louis Cars For Sale

    Review Your DealerGreat person to help with purchasing a car. Friendly and very professional. Thanks for all the help. Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St. Peters Used Cars

    Review Your DealerWe recently purchased a new car for our daughters 16th birthday from 5 Star Auto Plaza.  We were on a strict budget and needed a safe car, these guys really came through for us.  We were able to get a beautiful 2011 Volvo with low mileage and we got a great deal. Thanks guys! Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

    Read More
    Consumer Satisfaction Reward
    Powered by Top Marketing Agency     |     Sitemap | Privacy Policy