First Time Auto Loans in O’Fallon / St. Charles County

December 10, 2015  

Buying a car for the first time can be a challenging proposition, even if you have completed the necessary research ahead of time. Carefully consider the following before beginning to look for a vehicle and qualifying for first time auto loans in O’Fallon / St. Charles County.

First Time Auto Loans in O'Fallon / St. Charles County

Firstly, you need to determine whether you will purchase a brand-new or a previously owned auto. Certainly, new vehicles have a great allure and sport all manner of interesting features, you can be certain that you will pay for them – usually quite a bit. It is more beneficial to you to buy used, both to save more than a few dollars and to start a positive credit history. Hundreds of  pre-owned, later model vehicles are available from which to choose and many are equipped with popular add-ons. Used cars are significantly less expensive than new ones and depreciation has declined dramatically.

Should you pay cash or acquire financing? Even if you have money readily available, an car loan helps to build your credit and keep funds for other expenditures.

Search out the best dealership for your used auto and complete the credit application process. Dealers with years of experience can effectively guide you the entire way. Finding a reliable pre-owned car, qualifying for financing and making payments at the same dealership can save you money and time.

Contact the experts at 5 Star Auto Plaza. Call us today at (636)940-7600 to discuss your many options for first time auto loans in O’Fallon / St. Charles County.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • Chesterfield Used Cars

    Review Your DealerI made an appointment at 5 Star Auto Plaza. They showed me the car and gave me a test drive. They were  very friendly, courteous, and didn’t try to hard sell me. The car sold itself, yet they made the experience easy. Read More
  • St. Louis Used Cars

    Review Your DealerI found the gentlemen  I dealt with at 5 Start Auto Plaza quite respectful and seemed to really have my best interest at heart . My salesman really worked with me on picking out the perfect car for me. I appreciated the personalized approach he offered. Read More
  • O’Fallon Used Cars

    Review Your DealerDidn’t have to go through a big deal on getting a deal. I told them what I thought the car was worth and they worked with me to get me there. Read More
  • St. Peters Used Cars

    Review Your DealerI  wanted a new car for myself so I started checking out some cars online. I found a Lexus LS430 and decided it was the perfect car for me, I just needed to find the right priced one. I found one at 5 Star Auto Plaza, they worked within my budget and I got the car [...] Read More
  • St. Louis Used Cars

    Review Your DealerThey gave me a great price on my trade in and the overall price was very fair according to blue book. I am more than pleased with how the service was here. Read More
  • St. Charles Used Cars

    Review Your DealerFriendly faces and attitudes made all the difference for me from past experiences. They even detailed my suv upon delivery. Great experience. Read More
  • St Charles Used Cars

    Review Your DealerLast summer I purchased a F150  from these guys.  After looking at several local dealerships, I found 5 Star Auto Plaza had the best prices, they had honest sales people and a great selection.  My truck is a great, it runs perfectly and it we absolutely love it!   Read More
  • St. Louis Used Cars

    Review Your DealerRecently after filing for a bankruptcy, our SUV broke down so we need a new family car.  We were really concerned after being turned down by another local auto dealer and our bank for a car loan due to our lack of credit after the bankruptcy.  We were truly elated to find 5 Star Auto [...] Read More
  • St Charles Auto Dealership

    Review Your DealerExcellent, top notch service! We were treated with respect and they listened to our needs 100%- Will be back Read More
  • St Charles Trucks For Sale

    Review Your DealerI am glad I chose 5star Auto Plaza for my vehicle purchase. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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