It can be extremely tough to secure a loan at all when a person has poor credit. Whether the problem is bankruptcy, foreclosure, or repossession, trying to find a dealership that will work with it can be a nightmare. Even other problems, such as unpaid loans and credit card debt, can seriously sink a credit score. Many dealerships may promise loans, but at crunch time, don’t deliver. Here at 5 Star Auto Plaza, we will even go a step further. We offer a no down payment auto loan with poor credit in St. Peters not only to qualified buyers, but to everyone. We believe that everyone should have access to reliable transportation, regardless of their credit history.

A big plus to securing a no down payment loan is the ability to trade a car in. Here at 5 Star, we offer top dollar for every trade-in that is brought into the vehicle. No matter the type of condition of vehicle, having a trade-in can make a down payment disappear, or can be used to significantly lower monthly payments. Simply bring a vehicle in, and receive a fair and reasonable estimate in minutes.

As a Buy Here Pay Here dealership, we are unique in the fact that we make all of our own financial decisions in-house. Instead of depending on lenders or on large corporations, we are in charge of our own financial destiny, and can extend a lot more liberal credit to people. By cutting out the middleman, we can add that more personal touch, really getting to know our clients.

We invite all potential car buyers to come down and see our large inventory of cars, trucks, and SUVs. To learn more about a no down payment auto loan with poor  credit in St. Peters, stop by or call 5 Star Auto Plaza at (636)940-7600 to speak to a member of our staff.