Maybe it is time to trade in the vehicle that has been spending more time being serviced lately than being driven. We understand if a client may be unsure about getting rid of their old auto and trading it in for a new or used one. Some of our clients may be eligible for a no down payment auto loan in St. Charles, by arriving with a trade-in and filling out our simple and easy credit application.

Many car dealerships and companies may say “guaranteed approval,” but when the time comes, potential car buyers find out that it is an empty promise. Not only are we dedicated to getting everyone in the car of their choice in as little in one day, we want to rebuild poor credit for buyers or build up credit for those just starting out.

We offer top dollar for all trade-in vehicles, and if a client brings a trade-in, we can figure out the best course of action, which may be an auto loan with no down payment. Typically, top trade-in values are close to the amount of a down payment, so this can be a lot easier on the budget.

We are a Buy Here Pay Here dealership, which means that we are able to process loan applications how we decide to, without depending on large corporations for our decision-making. So if we decide on giving a client no down payment, we are free to make that decision. By cutting out the middle man, we can add a more personal touch to working with our clients.

We encourage all potential car buyers to visit our West Clays Street location, or give a friendly salesperson a call at (636)940-7600. At 5 Star Auto Plaza we are pleased to be able to offer a no down payment auto loan in St. Charles. We want our clients to be happy, and we want to keep them for life.