Sometimes, life comes with full force and there is not much a person can do but default on a loan or credit card, especially when necessities such as electric and gas need to stay turned on. It can be awfully hard to come back from that and slowly pay off old loans, especially when there is no reliable transportation to be had. Here at 5 Star Auto Plaza, we believe in giving all of our clients a second chance so that they can rebuild their credit. Not only can we approve most applicants who come through our doors, we also can offer a no down payment auto loan after default in St. Charles.

Part of why we can offer so much when other car dealerships cannot is because we are a Buy Here Pay Here dealership. Instead of relying on large financial corporations to guide us in our financial decisions, we make all of our loan and application decisions in-house, not only adding a personal touch, but looking beyond just a credit score. Our application is simple and easy to fill out, with results garnered in less than five minutes.

A good way to ensure little or no down payment on the purchase of a new vehicle is to have a trade-in. We offer top dollar on any trade-in that is brought to us, regardless of its running condition. Just simply bring the vehicle down and one of our experienced associates will give a fair and reasonable estimate.

We invite every potential car buyer to come down to our West Clay Street location to learn more, or to speak with a sales professional by calling (636)940-7600. Here at 5 Star Auto Plaza, we want a no down payment auto loan after default in St. Charles to be a reality for our customers. We want to build our clients for life.