It’s tough to buy a car on a budget. It’s even tougher when potential car buyers have less than stellar credit. Many car dealerships may offer low rates, special deals, and guaranteed credit approvals, but when it actually comes down to it, they refuse most car buyers. Here at 5 Star Auto Plaza, we believe that everyone deserves to have reliable transportation regardless of their credit history. Not only do we extend loans to those with bad credit, we also offer a low down payment auto loan in St. Peters, so that our clients can drive away in the car of their choice, without spending their entire savings to do so.

As a Buy Here Pay Here dealership, we are unique when it comes to financing. Unlike other  dealerships, we make all of our financial decisions in-house, and do not depend on large corporations for our decision-making. Because of this, we are able to extend more loans and more deals to people that really need them. Other car dealerships may take days to send out credit applications, while we process ours within five minutes’ time. We want our clients to be satisfied and happy.

A great way for someone on a budget to make that down payment even lower is to have a trade-in. We accept all types of trade-ins and pay top dollars for them. Simply bring in any type of vehicle, in aany type of condition, to receive a fair and reasonable estimate within minutes. Trade-ins can also lower monthly payments as well.

To find out more about a low down payment auto loan in St. Peters, stop by or give 5 Star Auto Plaza a call at (636)940-7600. We want to build our clients for life.