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Rebuild your credit

Has the economy gotten you down? Are bankruptcy, divorce, repossession and/or late payments part of your past? Have you found it difficult to finance a vehicle at a regular dealership due to past credit problems or zero credit?

Worry no more, as you can finally get an affordable, quality, late-model vehicle here at 5 Star Auto in St. Charles, Missouri. We are a Buy Here Pay Here dealership specializing in bad credit, no credit and new credit. No matter what your credit score or what your credit report says, we offer low down payment auto financing.

When you choose to Buy Here Pay Here with 5 Star Auto, you not only get a good quality, newer model vehicle, but you will also be taking the necessary steps toward building or re-building your credit. We will not only sell you an affordable late-model car, truck or SUV, but we will help you get back on the right track to obtain good credit.

We understand the effects of divorce and how some people simply just need a fresh start. We also understand how things are in today’s economy and some bills are more important than your car payment, resulting in repossessions on your credit. We want to help you in every way that we can, which is exactly why we offer auto credit repair at 5 Star Auto.

Contact us  to learn more about our Buy Here Pay Here financing, low down payment financing and our auto credit repair. Or go ahead and start browsing our inventory, as we have a wide assortment of cars, trucks and SUVs. With such a variety, you are sure to find the vehicle that you want at a price you can afford!

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • O’Fallon Used Cars For Sale

    Review Your DealerGreat to work with! Kind, understanding and willing to work with us! Great experience. Read More
  • St. Charles Auto Loans

    Review Your DealerMy salesperson Mr. TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as an employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience a great one and I would recommend Mr. Watkins and [...] Read More
  • St. Louis Affordable Used Cars For Sale

    Review Your DealerVery informative. Very understanding. My salesman made me feel comfortable. He tried his best and exceeded in helping me through any issues I may have had. Excellent part of the team. Read More
  • St. Charles Auto Dealership

    Review Your DealerThis is the second car I have purchased from 5 Star Autos, but the first I purchased on my own. The experience was just amazing. It was a long day of looking at cars and negotiating pricing, but I was so happy to have a team of people that actually seemed to care about ME [...] Read More
  • O’Falllon Top notch Auto service

    Review Your DealerThe service team went above and beyond! I thought my alternator was going out, but they did a quick look around and found out it was something minor. They had me in and out within 10 minutes. Great guys! Read More
  • O’Fallon Auto Loans

    Review Your DealerDid a great job assisting me with my car needs Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerGood experience, everyone was very helpful and informative throughout the process. Read More
  • O’Fallon Auto Financing

    Review Your DealerMy salesperson Mr TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as a employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience  a great one and I would recommend Mr Watkins and [...] Read More
  • St Charles Best Auto Dealer

    Review Your DealerI was happy you guys were able to help! Read More
  • O’Fallan Good Credit Auto Financing

    Review Your DealerChris York and staff at 5 Star Auto have been wonderful to work with. Chris is a pleasant and courteous salesman. He went above and beyond our expectations. They all made us feel welcome and at ease. The made this process a very great experience. Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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