Rebuild your credit

Has the economy gotten you down? Are bankruptcy, divorce, repossession and/or late payments part of your past? Have you found it difficult to finance a vehicle at a regular dealership due to past credit problems or zero credit?

Worry no more, as you can finally get an affordable, quality, late-model vehicle here at 5 Star Auto in St. Charles, Missouri. We are a Buy Here Pay Here dealership specializing in bad credit, no credit and new credit. No matter what your credit score or what your credit report says, we offer low down payment auto financing.

When you choose to Buy Here Pay Here with 5 Star Auto, you not only get a good quality, newer model vehicle, but you will also be taking the necessary steps toward building or re-building your credit. We will not only sell you an affordable late-model car, truck or SUV, but we will help you get back on the right track to obtain good credit.

We understand the effects of divorce and how some people simply just need a fresh start. We also understand how things are in today’s economy and some bills are more important than your car payment, resulting in repossessions on your credit. We want to help you in every way that we can, which is exactly why we offer auto credit repair at 5 Star Auto.

Contact us  to learn more about our Buy Here Pay Here financing, low down payment financing and our auto credit repair. Or go ahead and start browsing our inventory, as we have a wide assortment of cars, trucks and SUVs. With such a variety, you are sure to find the vehicle that you want at a price you can afford!

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Auto Financing

    Review Your DealerI had an awesome experience and would come back to do business in the future. The stay was extremely nice! Read More
  • St. Charles Auto Dealers

    Review Your DealerFast service combined with an extremely competent and professional sales staff who focused on individual needs. Read More
  • St. Charles Auto Dealerships

    Review Your DealerI had a wonderful experience. I got more for my trade in than I expected. I walked out approved for a brand new vehicle which has never happened with my credit. Overall very satisfied. Read More
  • St. Louis Auto Service

    Review Your DealerI absolutely love the service I receive from Tim and the entire service department. They professional, knowledgeable, and most importantly extremely helpful. I can count on more than one occasion when I have had to contact Tim about my car and he was more than willing to help and provided me with just what I [...] Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerGreat to work with! Kind, understanding and willing to work with us! Great experience. Read More
  • St. Charles Auto Loans

    Review Your DealerMy salesperson Mr. TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as an employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience a great one and I would recommend Mr. Watkins and [...] Read More
  • St. Louis Affordable Used Cars For Sale

    Review Your DealerVery informative. Very understanding. My salesman made me feel comfortable. He tried his best and exceeded in helping me through any issues I may have had. Excellent part of the team. Read More
  • St. Charles Auto Dealership

    Review Your DealerThis is the second car I have purchased from 5 Star Autos, but the first I purchased on my own. The experience was just amazing. It was a long day of looking at cars and negotiating pricing, but I was so happy to have a team of people that actually seemed to care about ME [...] Read More
  • O’Falllon Top notch Auto service

    Review Your DealerThe service team went above and beyond! I thought my alternator was going out, but they did a quick look around and found out it was something minor. They had me in and out within 10 minutes. Great guys! Read More
  • O’Fallon Auto Loans

    Review Your DealerDid a great job assisting me with my car needs Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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