It can often be tough when someone is just starting out. They may know they are responsible enough to handle bills and monthly payments, but with no real credit to show, many companies are not willing to take the risk. Because of this, car loans with no credit in St. Charles may be a long and tedious process for couples, families, or students. We here at 5 Star Auto Plaza want to see everyone approved for a loan, regardless of black marks on their credit history, or a lack of credit history.

We are able to approve so many applicants with bad credit or no credit because we are a Buy Here Pay Here dealership. This means we act as both the dealer and the financier when someone is buying a car. Instead of looking at a credit score number and declining someone for that reason, we can sit down and discuss the best options so someone can drive off in the best car for their needs.

We also offer top dollar for any and all trade-in vehicles. Having a trade-in vehicle can substantially reduce the down payment required or monthly payments, so that more options are open when purchasing a new vehicle. Our professional staff can give a fast and reasonable estimate on any trade-in vehicle.

We encourage all of our clients to visit our West Clay Street location to see our large inventory of vehicles, or to call (636)940-7600 to speak with an experienced salesperson. Our motto here at 5 Star Auto Plaza is “we build clients for life.” We stand by this promise and want to see everyone acquire car loans with no credit in St. Charles, Missouri.