Many things can affect credit negatively, and many clients in search of a car loan may not know that they have poor credit. Unfortunately, they may find out after going to a dealership that hands them a denial on a loan. Many people are under the misconception that medical bills do not count toward the credit score, but unfortunately, they do. Unpaid medical bills can bring a credit score down just as any other unpaid credit card or loan can. Here at 5 Star Auto Plaza, we are committed to giving everyone liberal credit and a second chance, and offer car loans with medical debt in St. Peters.

Unlike other dealerships, we are a Buy Here Pay Here dealership. We don’t depend on lenders and banks for our decision-making, and we don’t send out our credit applications to a third party. While other dealerships send out their loans, taking days to process, we give our results in less than five minutes, and it is usually an approval. It can be excruciating to wait days to hear back from the dealership, only to be denied. By cutting out the middleman, we have added a more personal touch, allowing people to drive away in their car of their choice in the same day.

We also offer top dollar on any trade-in vehicle brought into the dealership. Simply bring in any type o car, truck, and SUV to receive a fair and reasonable estimate in minutes. A trade-in is a terrific idea for those who are on a tight budget.

We invite all potential car buyers to come down to our showroom to see our large inventory of vehicles. To learn more about car loans with medical debt in St. Peters, stop by or call 5 Star Auto Plaza at (636)940-7600 to speak with a professional member of our staff.