Going through a bankruptcy can be emotionally difficult, in addition to the consequences of what it can do to a person’s credit. Sometimes bankruptcy is a necessary tool in starting over, but trying to secure car loans after bankruptcy in St. Charles can be tough. Clients may experience many denials and closed doors when trying to purchase a new car. Here at 5 Star Auto Plaza we are committed to approving everyone, regardless of bad credit or no credit.

We consider ourselves to be top notch when dealing with clients who have gone through or are going through a bankruptcy. We can handle car loans for both discharged and undischarged Chapter 7 and Chapter 13 bankruptcies, although undischarged Chapter 13 bankruptcies may require trustee approval. In fact, many local bankruptcy attorneys send us their clients to secure a new vehicle, because of our sterling reputation when dealing with tough credit issues.

We are a Buy Here Pay Here dealership, which means we do not depend on a large financial corporation for our financing. Our clients choose their automobile here, and finance it here. We have found this personal touch with no outside interference is a terrific way to build clients for life.

We also offer top dollar on any trade-in vehicles, and encourage clients to drop by to receive an estimate. One of our experienced salespeople will be more than willing to help any client.

Potential buyers can stop by our West Clay Street location, or give a friendly staff member at call at (636)940-7600. Our simple credit application is easy to fill out, and results are received in less than five minutes. Car loans after bankruptcy in St. Charles can be a possibility for everyone. At 5 Star Auto Plaza, it is our wish to see everyone be approved for a vehicle.