When someone has bad credit, it can be exceedingly tough to find a dealership that will give car buyers a second chance. However, everyone should have access to reliable transportation, so there is quite a dilemma. Here at 5 Star Auto Plaza, we offer car financing with bad credit in St. Peters because we know that everyone needs a car to drive.

Whether the problem is bankruptcy, foreclosure, or even repossession –we can give potential car buyers a second chance. As a Buy Here Pay Here dealership, we make all of our financial decisions in-house. This means that we do not depend on a larger financial institution to tell us what to do.  Because of this, we can add a more personal touch through the loan application process.

Even bankruptcy need not be a problem. In fact, many local bankruptcy attorneys actually send us their clients. We accept those who have been through Chapter 7 and Chapter 13 bankruptcies with open arms. We understand that good people often go through hard times, and  they should not have to wait seven years for their credit to clear up again.

If budgets are tight, clients may worry about the big down payment. A great way to avoid a large down payment is to have a trade-in. Simply bring in any car or truck, and receive a fair and reasonable estimate in minutes.

We invite all potential car buyer to come down and check out our inventory at our West Clay Street location. Clients can also call 5 Star Auto Plaza directly at (636)940-7600. We are proud to offer car financing with bad credit in St. Peters. We want to build our clients for life.