There are many different credit situations that may prevent good people from being able to finance a car. Items like divorce, bankruptcy, and foreclosure can turn auto loans into a nightmare. On the flip side, those with no credit also have a hard time securing loans because they simply have no history at all. Here at 5 Star Auto Plaza, our goal is to be the best at offering car financing with any credit in St. Charles. Life events such as foreclosure, loans in default, and even car repossession are very familiar to us. We are dedicated to working with our clients and solving these situations.

As a Buy Here Pay Here dealership, we have the unique capability of acting as both car dealer and finance company. We do not depend on any outside sources for our financial decision-making, so we are better able to approve and process most loans. By cutting out the middleman and giving a personal touch, we can approve nearly any credit score. Just fill out our simple credit application, and receive results in less than five minutes.

We also offer top dollar on trade-in vehicles. Clients can stop in and speak to one of our representative for a fair and reasonable estimate. Having a trade-in can significantly lower monthly payments and down payments.

Stop by our showroom at our West Clay Street location, or give an experienced and friendly salesperson a call at (636)940-7600. 5 Star Auto Plaza is committed to being number one in the area for car financing with any credit in St. Charles. We want to build clients for life, and see everyone approved in the vehicle of their choice.