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Buy Here Pay Here

Contact us to inquire about our Buy Here Pay Here Program!

Are your past credit problems coming back to haunt you as you drive an old junker because you can’t get a newer, more reliable vehicle? Maybe you’ve filed for bankruptcy in the past and think it will keep you from getting a loan on a new vehicle. Or maybe you’ve recently divorced and find yourself anxious about trying to get a late-model vehicle financed.

Whether you have no credit, new credit or even bad credit, 5 Star Auto Plaza is a Buy Here Pay Here car dealership in St. Charles, Missouri, that can help you finance a late-model vehicle. Stop driving an old, beaten-up vehicle that breaks down every time you turn around. We believe that no matter how bad your credit is or what your past holds that you deserve a quality used car that you can count on to get you where you need to go.

Because of this, we offer Buy Here Pay Here financing with low down payments. That’s right, not only do we make it easy for you to get a quality used car with less-than-stellar credit, we will also help you get into the vehicle of your dreams with a low, affordable down payment! Plus, with the Buy Here Pay Here financing, we’ll finance your vehicle in-house, which means that you can easily make your car payments here at our dealership.

We strive to offer good vehicles for good people. We can help you get one of our affordable, quality used cars while helping you rebuild your credit. Whether you’re looking for a car, SUV or truck, we have you covered with a wide range of affordable used cars that will fit within your budget.

Stop feeling about your current, less-than-perfect credit situation. Come see us at 5 Star Auto Plaza today.

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5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • O’Fallan Good Credit Auto Financing

    Review Your DealerChris York and staff at 5 Star Auto have been wonderful to work with. Chris is a pleasant and courteous salesman. He went above and beyond our expectations. They all made us feel welcome and at ease. The made this process a very great experience. Read More
  • St Louis Auto Loans

    Review Your DealerThis experience was better than I thought it was going to be Chris worked with me and got me in the car I wanted. Im walking out of 5 Star a happy man. Read More
  • St. Charles Best Auto Dealer

    Review Your DealerChris was very helpful . He was very determined to get me out of the expensive vehicle that I was driving. I really appreciate how patient him and the other guys were with me. Read More
  • O’Fallon Auto Dealerships

    Review Your DealerChris King and 5 Star Auto were very helpful in every way possible. Good communication on a daily basis, along and throughout the buying process of the car. I will be more than willing to refer anybody thinking about buying a car to 5 Star Auto Plaza! Great attitude! Read More
  • St. Louis Auto Loan

    Review Your DealerChris and Justin did a good job on helping me buy the car! Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerI’m really, really satisfied with my experience with 5 Star Auto Plaza and Chris King. He was very very personable and helpful and I’m so glad I came here to purchase a car. Read More
  • St. Charles Auto Financing

    Review Your DealerAnthony went the extra mile for us as we are in a difficult point in our lives. We had to file bankruptcy and our only car had a “terminal” problem. Thanks to 5 Star and Jack Adams we have a car beyond what we expected. Thank you!!! Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St Louis Bad Credit Auto Financing

    Review Your DealerI am sooo happy with my new car and so appreciate everyone’s help. Thank you so much, you guys are awesome!   Read More
  • Wentzville Auto Dealer

    Review Your DealerAnthony was a great help and got me an awesome deal! Thanks Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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