Buy Here Pay Here

Contact us to inquire about our Buy Here Pay Here Program!

Are your past credit problems coming back to haunt you as you drive an old junker because you can’t get a newer, more reliable vehicle? Maybe you’ve filed for bankruptcy in the past and think it will keep you from getting a loan on a new vehicle. Or maybe you’ve recently divorced and find yourself anxious about trying to get a late-model vehicle financed.

Whether you have no credit, new credit or even bad credit, 5 Star Auto Plaza is a Buy Here Pay Here car dealership in St. Charles, Missouri, that can help you finance a late-model vehicle. Stop driving an old, beaten-up vehicle that breaks down every time you turn around. We believe that no matter how bad your credit is or what your past holds that you deserve a quality used car that you can count on to get you where you need to go.

Because of this, we offer Buy Here Pay Here financing with low down payments. That’s right, not only do we make it easy for you to get a quality used car with less-than-stellar credit, we will also help you get into the vehicle of your dreams with a low, affordable down payment! Plus, with the Buy Here Pay Here financing, we’ll finance your vehicle in-house, which means that you can easily make your car payments here at our dealership.

We strive to offer good vehicles for good people. We can help you get one of our affordable, quality used cars while helping you rebuild your credit. Whether you’re looking for a car, SUV or truck, we have you covered with a wide range of affordable used cars that will fit within your budget.

Stop feeling about your current, less-than-perfect credit situation. Come see us at 5 Star Auto Plaza today.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Auto Dealerships

    Review Your DealerI had a wonderful experience. I got more for my trade in than I expected. I walked out approved for a brand new vehicle which has never happened with my credit. Overall very satisfied. Read More
  • St. Louis Auto Service

    Review Your DealerI absolutely love the service I receive from Tim and the entire service department. They professional, knowledgeable, and most importantly extremely helpful. I can count on more than one occasion when I have had to contact Tim about my car and he was more than willing to help and provided me with just what I [...] Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerGreat to work with! Kind, understanding and willing to work with us! Great experience. Read More
  • St. Charles Auto Loans

    Review Your DealerMy salesperson Mr. TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as an employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience a great one and I would recommend Mr. Watkins and [...] Read More
  • St. Louis Affordable Used Cars For Sale

    Review Your DealerVery informative. Very understanding. My salesman made me feel comfortable. He tried his best and exceeded in helping me through any issues I may have had. Excellent part of the team. Read More
  • St. Charles Auto Dealership

    Review Your DealerThis is the second car I have purchased from 5 Star Autos, but the first I purchased on my own. The experience was just amazing. It was a long day of looking at cars and negotiating pricing, but I was so happy to have a team of people that actually seemed to care about ME [...] Read More
  • O’Falllon Top notch Auto service

    Review Your DealerThe service team went above and beyond! I thought my alternator was going out, but they did a quick look around and found out it was something minor. They had me in and out within 10 minutes. Great guys! Read More
  • O’Fallon Auto Loans

    Review Your DealerDid a great job assisting me with my car needs Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerGood experience, everyone was very helpful and informative throughout the process. Read More
  • O’Fallon Auto Financing

    Review Your DealerMy salesperson Mr TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as a employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience  a great one and I would recommend Mr Watkins and [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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