Everyone says “Guaranteed Auto Financing” But do they really mean it?

Are you tired of going to car dealers that advertise “guaranteed credit approval” but when you get there you find out that they don’t really mean it?

People with bad credit are all too often given the run around by St. Louis and St. Charles car dealers that claim that they will finance you on the used car or truck that you want.

5 Star Auto Plaza has been helping people in the St. Charles and St. Louis area that have had credit problems since 1997. We feel that it is not our job to tell you which vehicle you can or cannot buy. Our job is to simply show you the best way to get into the used car, truck or SUV that you picked out.

We offer many different financing options regardless of your credit. Whether you have had a repo, bankruptcy, slow pays, charge offs, or problems due to divorce, we have a payment program that fits your situation. We offer in house or buy here pay here financing and we also work closely with many finance companies to help you re-establish your credit.

Over 33% of our business is from repeat customers and their referrals. Many of the finance companies that we have developed relationships with will often give our customers better approvals simply because we set our clients up for success rather than burying them in a payment they cannot afford. Our goal is to not just sell you this one car, but rather take the time to show you the steps that it takes to get back on the path to good credit and in turn, make you a client for life!

instant-approval3Click here for instant approval!

5 Star Auto Plaza has been serving the St. Charles, St Peters, St Louis and surrounding areas since 1997. We offer many ways to get you in to the used car, truck, or SUV of your choice. We offer guaranteed credit approval for all types of bad credit and also offer buy here pay here programs with approved down payment. Interest rates and terms will vary depending on finance approval. Proof of income & other bank or finance company stipulations may apply. Please contact our auto finance department at 636-940-7600 for further questions.

5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • St. Charles Auto Financing

    Review Your DealerAnthony went the extra mile for us as we are in a difficult point in our lives. We had to file bankruptcy and our only car had a “terminal” problem. Thanks to 5 Star and Jack Adams we have a car beyond what we expected. Thank you!!! Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerAmazing staff, Daniel was such a gentleman. We really enjoyed our car buying experience with them. We will be back (sooner than later) 🙂 Read More
  • St. Charles Auto Financing

    Review Your DealerI had an awesome experience and would come back to do business in the future. The staff was extremely nice! Read More
  • St. Charles Auto Dealers

    Review Your DealerFast service combined with an extremely competent and professional sales staff who focused on individual needs. Read More
  • St. Charles Auto Dealerships

    Review Your DealerI had a wonderful experience. I got more for my trade in than I expected. I walked out approved for a brand new vehicle which has never happened with my credit. Overall very satisfied. Read More
  • St. Louis Auto Service

    Review Your DealerI absolutely love the service I receive from Tim and the entire service department. They professional, knowledgeable, and most importantly extremely helpful. I can count on more than one occasion when I have had to contact Tim about my car and he was more than willing to help and provided me with just what I [...] Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerGreat to work with! Kind, understanding and willing to work with us! Great experience. Read More
  • St. Charles Auto Loans

    Review Your DealerMy salesperson Mr. TJ Watkins is a true professional. 5 Star Auto should be very proud to have him as an employee because of his thorough follow through and knowledge in the auto sales business. I was helped tremendously. TJ made my auto purchase experience a great one and I would recommend Mr. Watkins and [...] Read More
  • St. Louis Affordable Used Cars For Sale

    Review Your DealerVery informative. Very understanding. My salesman made me feel comfortable. He tried his best and exceeded in helping me through any issues I may have had. Excellent part of the team. Read More
  • St. Charles Auto Dealership

    Review Your DealerThis is the second car I have purchased from 5 Star Autos, but the first I purchased on my own. The experience was just amazing. It was a long day of looking at cars and negotiating pricing, but I was so happy to have a team of people that actually seemed to care about ME [...] Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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