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Everyone says “Guaranteed Auto Financing” But do they really mean it?

Are you tired of going to car dealers that advertise “guaranteed credit approval” but when you get there you find out that they don’t really mean it?

People with bad credit are all too often given the run around by St. Louis and St. Charles car dealers that claim that they will finance you on the used car or truck that you want.

5 Star Auto Plaza has been helping people in the St. Charles and St. Louis area that have had credit problems since 1997. We feel that it is not our job to tell you which vehicle you can or cannot buy. Our job is to simply show you the best way to get into the used car, truck or SUV that you picked out.

We offer many different financing options regardless of your credit. Whether you have had a repo, bankruptcy, slow pays, charge offs, or problems due to divorce, we have a payment program that fits your situation. We offer in house or buy here pay here financing and we also work closely with many finance companies to help you re-establish your credit.

Over 33% of our business is from repeat customers and their referrals. Many of the finance companies that we have developed relationships with will often give our customers better approvals simply because we set our clients up for success rather than burying them in a payment they cannot afford. Our goal is to not just sell you this one car, but rather take the time to show you the steps that it takes to get back on the path to good credit and in turn, make you a client for life!

instant-approval3Click here for instant approval!

5 Star Auto Plaza has been serving the St. Charles, St Peters, St Louis and surrounding areas since 1997. We offer many ways to get you in to the used car, truck, or SUV of your choice. We offer guaranteed credit approval for all types of bad credit and also offer buy here pay here programs with approved down payment. Interest rates and terms will vary depending on finance approval. Proof of income & other bank or finance company stipulations may apply. Please contact our auto finance department at 636-940-7600 for further questions.

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5Star auto plaza Review

5 Star Auto Plaza

5 Star Auto Plaza Review

  • O’Fallan Good Credit Auto Financing

    Review Your DealerChris York and staff at 5 Star Auto have been wonderful to work with. Chris is a pleasant and courteous salesman. He went above and beyond our expectations. They all made us feel welcome and at ease. The made this process a very great experience. Read More
  • St Louis Auto Loans

    Review Your DealerThis experience was better than I thought it was going to be Chris worked with me and got me in the car I wanted. Im walking out of 5 Star a happy man. Read More
  • St. Charles Best Auto Dealer

    Review Your DealerChris was very helpful . He was very determined to get me out of the expensive vehicle that I was driving. I really appreciate how patient him and the other guys were with me. Read More
  • O’Fallon Auto Dealerships

    Review Your DealerChris King and 5 Star Auto were very helpful in every way possible. Good communication on a daily basis, along and throughout the buying process of the car. I will be more than willing to refer anybody thinking about buying a car to 5 Star Auto Plaza! Great attitude! Read More
  • St. Louis Auto Loan

    Review Your DealerChris and Justin did a good job on helping me buy the car! Read More
  • O’Fallon Used Cars For Sale

    Review Your DealerI’m really, really satisfied with my experience with 5 Star Auto Plaza and Chris King. He was very very personable and helpful and I’m so glad I came here to purchase a car. Read More
  • St. Charles Auto Financing

    Review Your DealerAnthony went the extra mile for us as we are in a difficult point in our lives. We had to file bankruptcy and our only car had a “terminal” problem. Thanks to 5 Star and Jack Adams we have a car beyond what we expected. Thank you!!! Read More
  • St. Louis Bad Credit Auto Financing

    Review Your DealerChris King was very informative about establishing my credit. Very informative on credit building. I was very pleased with customer service in the entire building. They kept me laughing. 5 Star Auto Plaza, you ROCK! Read More
  • St Louis Bad Credit Auto Financing

    Review Your DealerI am sooo happy with my new car and so appreciate everyone’s help. Thank you so much, you guys are awesome!   Read More
  • Wentzville Auto Dealer

    Review Your DealerAnthony was a great help and got me an awesome deal! Thanks Read More
  • At 5 Star Auto Plaza, we believe buyers should have expectations.

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