Sometimes bills can mount, and people turn to their credit cards for support to help pay for bills, or other items to keep the home going. This can often have negative consequences, as the credit cards soon become the bill that the person cannot pay. Going into default on credit cards or other loans is a common occurrence. However, this can make auto loans with defaulted credit in St. Charles a tough mountain to climb. Very few financial companies are willing to take a risk on those with defaulted loans. Here at 5 Star Auto Plaza, however, we are committed to getting everyone in the vehicle of their choice, regardless of their current credit or credit history.

Other life events such as bankruptcy, divorce, and foreclosure are common to us, and we can get clients approved even with those “black marks” on the credit report. We understand that sometimes unfortunate circumstances happen to good people, and are willing to take the risk, even with credit in default.

We are a Buy Here Pay Here dealership, which means that we approve the loans ourselves, without having to outsource applications to a large financial institution who only looks at the credit score and nothing else. By acting as both car dealer and financier, we are able to approve a lot more folks with our personal touch. Our credit application is simple to fill out, and results are guaranteed in less than five minutes.

We encourage potential car buyers to visit our West Clay Street location in St. Charles, or to give our professional salespeople a call at (636)940-7600. Here at 5 Star Auto Plaza, we want auto loans with defaulted credit in St. Charles to be fantastic instead of frustrating. We build our clients for life.