It can be exceedingly tough to secure an auto loan with bad credit, especially if problems go beyond a credit score. “Black marks” such as bankruptcy, repossession, and foreclosure can really wreak havoc on a person’s credit score, and can make it almost impossible to buy a car. Here at 5 Star Auto Plaza, we believe that sometimes bad things happen to good people. For this reason, we are willing to give everyone a second chance on credit, and extend auto loans with bad credit in St. Peters not just to qualified buyers, but to everyone.

As a Buy Here Pay Here dealership, we are fairly unique in the fact that we do not depend on any outside sources for any of our decision-making. Other car dealerships send out their loan applications. Firstly, it can take days to process, and often the application comes back with a denial, based on the credit score and other life events. Here at 5 Star, we cut out the middleman, and sit down with each client individually to discuss financing options. After the credit application is filled out, results are procured in less than five minutes. We can get clients in a car and driving off of the lot in the same day.

We work closely with credit problems of all kinds – both Chapter 7 and Chapter 13 bankruptcies, foreclosures, credit card debt, unpaid medical bills, and even repossession. In fact, many local bankruptcy attorneys send us their clients because of our sterling reputation for getting all of our customers in a vehicle of their choice.

We invite everyone to come down and see our large inventory of cars, trucks, and SUVs. To learn more about auto loans with bad credit in St. Peters, stop by 5 Star Auto Plaza, or give us a call at (636)940-7600. We want to build clients for life.