One of the most serious problems on any credit report, bankruptcy unfortunately can linger on a person’s credit report for many years.   What many do not understand is that bankruptcy is often a responsible decision. A person decides that they are simply unable to pay a mountain of debt, and use legal means to take care of the problem. For many, it is a fresh start. Unfortunately, many car dealerships and lenders do not see things that way, and it can be exceedingly hard to get any type of credit after a bankruptcy. Here at 5 Star Auto Plaza, we offer auto loans after bankruptcy in St. Peters to everyone, not just qualified buyers. We believe that everyone deserves reliable transportation.

Whether the problem is Chapter 7 or Chapter 13, we can help. If the bankruptcy is an undischarged Chapter 13, it may require prior trustee approval; however, we promise no other headaches or mountains of paperwork along the way. In fact, many local bankruptcy attorneys send us their clients attar a bankruptcy is discharged, as they know that we will get their client into a vehicle.

Part of why we are able to do this is because we are a Buy Here Pay Here dealership. Other car dealerships have special relationships with lenders, and depend on these large corporations for all of their decision-making. Here at 5 Star, we make all of our financial decisions in-house, and do not send credit or loan applications out. Not only do clients get results in under five minutes, in 99 percent of cases, they are approved.

We invite all potential car buyers to come down to our dealership to see the large inventory of vehicles that we have. For more information on auto loans after bankruptcy in St. Peters, stop by or call 5 Star Auto Plaza at (636)940-7600.We want to build clients for life.