Sometimes events in life happen quickly, and the toll that they take on someone’s credit can be brutal. Sometimes it is the best financial choice for someone to default on a credit card or other loan, even though the consequences on someone’s credit are nearly irreversible. When it comes time for a new or replacement vehicle, auto financing with defaulted credit in St. Charles can be a nightmare. We here at 5 Star Auto Plaza realize that bad things can happen to good people, and are ready to take a risk to help someone rebuild their credit.

We are a Buy Here Pay Here dealership, which means that our clients do not have to go through the tedious process of being approved by banks and other financiers. Our application process is simple, and potential car buyers receive their result in less than five minutes. Our goal is to get everyone approved, regardless of the black marks on their credit.

Bankruptcy and divorce processes are often two big concerns in addition to defaulted loans and credit cards. These life events are understandable and we can still approve most loans even with these credit problems.

We were also take trade-ins, which significantly lowers a down payment or monthly payment, which will lift quite a burden. Our experienced sales professionals pay top dollars for any and all trade-ins, and can give you the fairest estimate for your vehicle.

We know that auto financing with defaulted credit in St. Charles can be tough. When we build clients, we want to keep them for life. Potential car buyers can stop by our showroom and speak with an experienced sales professional at our West Clay Street office, or can call (636)940-7600 for more information. We want to see you drive away in a safe, fun, and reliable vehicle.