Having a low credit score can impact many areas of a person’s life. It can affect an ability to get reasonable housing, a car loan, or even a cellphone with a contract. Reliable transportation is a must in this day and age. People need cars to get to work and to also have some recreation. Here at 5 Star Auto Plaza, we believe that everyone deserves a second chance, regardless of credit. Sometimes the problem is simply defaulted loans and credit cards. They can take years to fix, when a person needs transportation now. We offer auto financing after default in St. Peters to all of our applicants, not just a select few.

As a Buy Here Pay Here dealership, we are unique in the fact that we make all of our own financial decisions in-house. We do not send out our credit applications to a third party, and are not in a special or binding relationship with a lender or other large corporation. By cutting out the middleman like this, we are able to extend credit to more people. Actually sitting down with our clients makes a world of difference, and we are able to add that more personal touch.

Clients may also worry about monthly payments and down payments. Not only do we offer the lowest possible rates, we also offer top dollar on any trade-ins that are brought into the dealership. Simply bring any type of vehicle in for a fair and reasonable estimate in minutes.

We invite all potential car buyers to see our large inventory of new, used, and pre-owned cars, trucks, and SUVs here at our West Clay Street location. To learn more about auto financing after default in St. Peters, stop by our call 5 Star Auto Plaza at (636)940-7600. We want to build our clients for life.