Sometimes bad things happen to good people, and we here at 5 Star Auto Plaza understand that. Trying to secure auto financing after default in St. Charles can be more than a headache for some – it can be a nightmare. Whether it is default on a credit card, mortgage, or even a car loan, we are committed to getting everyone approved. Our motto is “we build clients for life,” and we are determined to fulfill that promise.

A default on credit cards and loans can potentially mar a person or family’s credit for up to seven years, and sometimes bankruptcy simply is not the best option. As a Buy Here Pay Here dealership, 5 Star Auto Plaza has the unique capability to be a potential car buyer’s financier. This way, the big conglomerate finance companies are not in the equation. As both a financing company and a dealership, we can evaluate each case, without just looking at a credit score and giving a swift decline.

We also pay top dollar for trade-ins here at 5 Star Auto Plaza. Bring any type of vehicle in, and a reasonable estimate will be given so that both monthly payments and down payments can be lowered. This can significantly lower the burden and make car buying and financing a much easier process to get through.

Applicants are informed of their results in under five minutes, after completing our simple and easy credit application. Auto financing after default in St. Charles need not be so difficult. Potential buyers can visit our showroom at our West Clay Street location, or can call (636)940-7600 to speak with one of our sales professionals who are well-versed in defaulted credit. Simply put, we want to see everyone approved and in reliable transportation.