It can be exceedingly difficult to qualify for a car loan or lease after bankruptcy. What many lenders and car dealers fail to understand is that bankruptcy is a responsible thing. While some people have a tendency to let debts sit for years without acknowledging them, bankruptcy is a legal and responsible way to deal with debts. Unfortunately, it does take a toll on a person’s credit for a long period of time. Here at 5 Star Auto Plaza, we believe that everyone deserves a second chance, regardless of their credit. That is why we offer auto financing after bankruptcy in St. Peters to all of our clients, not just a select few.

In fact, we are so highly regarded in the St. Charles and St. Peters area for our liberal credit that local bankruptcy attorneys send their clients directly to us because they know we will approve the loan. Whether the problem is Chapter 7 or Chapter 13, no problem. Depending on each case, Chapter 13 may require prior trustee approval.  We also accept clients that have credit problems such as foreclosure and repossession. Everyone deserves to have reliable transportation.

Part of why we are able to do this is because we are a Buy Here Pay Here dealership. By cutting out the middleman, or large lenders and corporations, 5 Star Auto Plaza is a car dealership for the people. We actually sit down with our clients and learn about their stories, instead of just denying loans and credit based on a number on a piece of paper.

We invite all potential car buyers to check out our inventory of used and new cars, trucks, and SUVs that we have available. To learn more about auto financing after bankruptcy in St. Peters, stop by or simply give 5 Star Auto Plaza a call at (636)940-7600. We want to build our clients for life.